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Hong Kong MPF Retirement Gap Calculator

Project MPF and other retirement savings, compare return scenarios and estimate any monthly savings gap.

1Basics2Usage3Review4Full report

Basic figures

Start with the figures that shape the result most.

Current ageRetirement age

Monthly relevant income (HK$)

Current statutory contribution basisEmployee and employer each contribute 5%; monthly relevant income limits are HK$7,100 and HK$30,000.

Method and limitations

Plan with scenarios, then verify

Projection compounds monthly contributions and user-entered returns. Actual returns, fees, career breaks, income and statutory limits will change the outcome.

Official sources and review date

MPFA — Mandatory contributions
MPFA — Retirement Planning Calculator

Rules reviewed: 5 August 2026. Check the official source and bank quotation again before acting.